Homebuyer Assistance

DHCD has several programs that can help a homebuyer. Below is a list of programs that may meet your needs.

Down Payment Assistance (DPA)

The DPA Program provides flexible gap financing for first-time homebuyers at, or below, 80 percent of the Area Median Income (AMI) to purchase homes that are safe, decent and accessible.

Neighborhood Stabilization Program (NSP)

Interested in becoming a homeowner? Want to see if the Neighborhood Stabilization Program is working in your area?

Virginia Individual Development Accounts (VIDA)

VIDA encourages saving and improving personal financial management by providing matching funds for individuals saving into a designated account for a specific purpose, such as homeownership, education or business start-up. Match and savings can be used for down payment assistance and closing costs.